
2026 401(k)/IRA Contribution Limits Guide (Plus Ages 60–63 Super Catch-Up)
IRS set 2026 elective deferrals at $24,500; age-50 catch-up $8,000; ages 60–63 enhanced catch-up $11,250; IRA $7,500. Mandatory Roth catch-up for high earners is covered in our separate article—this guide is the full limits table for compliance planning.
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